Nothing like getting an EOB from your insurance company in the all-too-recent wake of your third miscarriage that reads a little something like this:
Date of Service: 3/25/2011 (click here for a recap)
Type of Service: Anesthesia and Outpatient Physician
Total Charges: $1,449
Plan Allowance: $0 (that's right - nothing, zero, zilch, nada, big fat goose egg)
You Owe Provider: $1,449
What on earth could be the basis of the denial, you ask?
"Benefits are not provided for services, drugs, or supplies that are not medically necessary or related to ABORTIONS. You are responsible for these charges even if the services, drugs, or supplies were ordered by a provider."
Yep, that's right people, my miscarriage has been equated to an elective termination of my pregnancy. I know that this is probably just a coding error on someone's part, but we really don't need to be dealing with this absolutely insensitive mistake right now. Thanks for rubbing salt in the wounds.